The HIV-positive physician and disability insurance.
Occupational exposure to HIV is becoming a daily hazard in many emergency departments.
Emergency physicians who are protected by disability insurance policies are likely to believe that if they are unable to continue working because of HIV-positive status, their disability policies will provide them with a source of income.
Unfortunately, analysis of case law regarding claims under disability policies shows that the law is unlikely to consider an asymptomatic, HIV-positive physician disabled for purposes of payments under disability policies.
Therefore, it is necessary for emergency physicians to make sure this issue is resolved before buying and relying on a disability policy so that an anticipated safety net will be operative over the full range of hazards that emergency physicians face.
Mots-clés Pascal : SIDA, Séropositivité, Exposition professionnelle, Médecin, Incapacité travail, Pratique professionnelle, Assurance, Indemnité dédommagement, Etats Unis, Risque infectieux, Asymptomatique, Virose, Infection, Amérique du Nord, Amérique, Immunopathologie, Immunodéficit, Personnel sanitaire, Médecine travail
Mots-clés Pascal anglais : AIDS, Seropositivity, Occupational exposure, Physician, Work disability, Professional practice, Insurance, Indemnity, United States, Infectious risk, Asymptomatic, Viral disease, Infection, North America, America, Immunopathology, Immune deficiency, Health staff, Occupational medicine
Notice produite par :
Inist-CNRS - Institut de l'Information Scientifique et Technique
Cote : 94-0475691
Code Inist : 002B30A05. Création : 199501.