The research reported in this paper examines the decision to have private health insurance by elderly Medicare enrollees.
Models allowing both stimultaneity and a joint error structure between health insurance and use of medical care are considered.
We find that common unobserved variables underlying the joint errors are important determinants in the decision to purchase private health insurance.
Simultaneity is present only between the decision to have private health insurance and the probability of visiting a doctor.
Health status and functional limitations are important determinants of the decision to have private health insurance in addition to Medicare coverage.
Mots-clés Pascal : Assurance maladie, Vieillard, Etats Unis, Economie santé, Secteur privé, Medicare, Mutuelle, Homme, Amérique du Nord, Amérique
Mots-clés Pascal anglais : Health insurance, Elderly, United States, Health economy, Private sector, Human, North America, America
Notice produite par :
Inist-CNRS - Institut de l'Information Scientifique et Technique
Cote : 94-0345682
Code Inist : 002B30A01B. Création : 199406.