A simulation model that estimates individual health care spending as a function of the structure of indemnity-type insurance plans is presented.
The behavioral models that form the basis for this work were developed as part of RAND's Health Insurance Experiment, (HIE), a randomized clinical trial.
The randomized design and statistical methods provided estimates of the effects of insurance on use, uncontaminated by sickness or selection effects.
The demand for medical care was modelled using episodes of treatment.
Within the simulation, episodes occur independently and randomly through time according to a Poisson process with rates depending on individual characteristics and insurance.
Mots-clés Pascal : Dépense, Soin, Assurance maladie, Economie santé, Homme
Mots-clés Pascal anglais : Expenditure, Care, Health insurance, Health economy, Human
Notice produite par :
Inist-CNRS - Institut de l'Information Scientifique et Technique
Cote : 92-0355230
Code Inist : 002B30A01B. Création : 199406.