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  1. The role of government in health insurance markets with adverse selection.

    Article - En anglais

    Traduction en français : Le rôle du gouvernement sur les marchés de l'assurance santé avec sélection adverse.

    This paper analyzes the welfare economics of three arrangements for purchasing health insurance : competitive markets in which consumers are free to choose among options with different levels of coverage and prices ; systems with compulsory partial pooling which permit private firms to sell supplementary coverage at a single price for all consumers.

    Competitive insurance markets are assumed to face the problem of « adverse selection ».

    This refers to a situation in which the insurer cannot observe characteristics of individuals that affect the cost of insurance and that are known to the individuals.

    Mots-clés Pascal : Assurance, Secteur privé, Assurance maladie, Protection sociale, Concurrence économique, Etude comparative, Théorie, Politique sanitaire, Europe

    Mots-clés Pascal anglais : Insurance, Private sector, Health insurance, Welfare aids, Competition(economy), Comparative study, Theory, Health policy, Europe

    Notice produite par :
    CREDES - Centre de Recherche, d'Etudes et de Documentation en Economie de la Santé (devenu IRDES)

    Cote : 16581, P173

    Code Inist : 002B30A11. Création : 19/02/1999.