The role of government in health insurance markets with adverse selection.
Traduction en français : Le rôle du gouvernement sur les marchés de l'assurance santé avec sélection adverse.
This paper analyzes the welfare economics of three arrangements for purchasing health insurance : competitive markets in which consumers are free to choose among options with different levels of coverage and prices ; systems with compulsory partial pooling which permit private firms to sell supplementary coverage at a single price for all consumers.
Competitive insurance markets are assumed to face the problem of « adverse selection ».
This refers to a situation in which the insurer cannot observe characteristics of individuals that affect the cost of insurance and that are known to the individuals.
Mots-clés Pascal : Assurance, Secteur privé, Assurance maladie, Protection sociale, Concurrence économique, Etude comparative, Théorie, Politique sanitaire, Europe
Mots-clés Pascal anglais : Insurance, Private sector, Health insurance, Welfare aids, Competition(economy), Comparative study, Theory, Health policy, Europe
Cote : 16581, P173
Code Inist : 002B30A11. Création : 19/02/1999.