The effect of employment status on private health insurance coverage : 1977 and 1987.
Traduction en français : L'influence du statut professionnel sur la couverture par l'assurance maladie privée : 1977 et 1987.
Analyzing cross-sectional data from the National Medical Expenditure Survey (NMES), we find that the predicted probability of private insurance coverage for low-income individuals as a group fell dramatically from 1977 to 1987.
The results of a decompositional technique show that the relationship between full-time employment and private insurance has weakened over the period for low-income females, but has strenghened for males in this group.
While it appears that low-income females benefit from part-time employment relative to their unemployed cohorts, no discernible difference is found in the likehood of being covered by private insurance for part-time and unemployed males.
Finally, evidence suggesting a weakening over time in the relationship between part-time employment and private insurance coverage is found among middle-income females and high-income males.
From a policy perspective, passage of the Health Insurance Portability and Accountability Act of 1996 has taken an important first step in attempting to lower the number of uninsured, especially among full-time workers.
Our findings, however, suggest that this legislation may be too limitad in scope to effectively reach part-time workers presently uinsured.
Mots-clés Pascal : Protection sociale, Assurance, Secteur privé, Rejet social, Enquête, Etats Unis
Mots-clés Pascal anglais : Welfare aids, Insurance, Private sector, Social rejection, Survey, United States
Cote : 15804, P173
Code Inist : 002B30A11. Création : 11/09/1998.