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  1. Die Auswirkungen von Krankengeldkürzungen : Ergebnisse einer Befragung von GKV-Mitgliedern.

    Article - En allemand

    Traduction en anglais : The effects of cutting down sick benefits : Results of an inquiry among statutory health insurance members.

    In Germany, a sick employee usually continues to get his wages from his employer for six weeks either in full or reduced.

    After that period, he only receives « sick benefit payments » (so-called Krankengeld) from the statutory bodies, which, up to 31 December 1996, amounted to 80% of his original gross wage earnings.

    This has been cut down to 70% of the gross wage earnings effective 1 January 1997.

    The purpose of this study was to assess the consequences of this general cutdown of sick benefits.

    A standardised questionnaire was posted to a total of 7,036 female recipients of sick benefit who were members of a South German statutory health insurance body and who resided in various parts of Germany (membership as on 17 December 1996). 2,416 completed questionnaires were returned by 19 February 1997 (=34,9%). The average daily sick benefit payment dropped from DM 91.95 in December 1996 to DM 82.39 in January 1997, which is equivalent to a sick benefit payment reduction by 10.4 per cent.

    The average extra cost caused by the illness and not covered by sick benefit amounted to DM 152, - per month ; one-quarter of the questioned patients were even compelled to pay DM 200. - per month extra from their own pocket.

    Sick benefit recipients must accept a very substantial real monthly income loss.

    The average income of an employee who is ill for more than 6 weeks is more than a quarter below that of a healthy employee. 78. (...)

    Mots-clés Pascal : Arrêt, Activité professionnelle, Malade, Assurance maladie, Revenu, Changement, Evaluation, Homme, Entretien, Allemagne, Europe, Système santé, Economie santé, Politique sanitaire

    Mots-clés Pascal anglais : Shutdown, Professional activity, Patient, Health insurance, Tempering, Change, Evaluation, Human, Interview, Germany, Europe, Health system, Health economy, Health policy

    Logo du centre Notice produite par :
    Inist-CNRS - Institut de l'Information Scientifique et Technique

    Cote : 97-0523596

    Code Inist : 002B30A01B. Création : 13/02/1998.