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  1. Optimal non-linear health insurance.

    Article - En anglais

    Most theoretical and empirical work on efficient health insurance has been based on models with linear insurance schedules (a constant co-insurance parameter).

    In this paper, dynamic optimization techniques are used to analyse the properties of optimal non-linear insurance schedules in a model similar to one originally considered by Spence and Zeckhauser (American Economic Review, 1971,61,380-387) and reminiscent of those that have been used in the literature on optimal income taxation.

    The results of a preliminary numerical example suggest that the welfare losses from the implicit subsidy to employer financed health insurance under US tax law may be a good deal smaller than previously estimated using linear models.

    Mots-clés Pascal : Assurance maladie, Modèle

    Mots-clés Pascal anglais : Health insurance, Models

    Notice produite par :
    CREDES - Centre de Recherche, d'Etudes et de Documentation en Economie de la Santé (devenu IRDES)

    Cote : 13995

    Code Inist : 002B30A11. Création : 19/12/1997.