Managed competition with prefunding could be a useful approach to long-term care.
One version, described here, has two main components : First, people would be required to save over their working lives to cover a portion of the expected cost of a minimum required level of long-term-care insurance.
Second, people would begin purchasing long-term-care insurance around the time of retirement from one of a number of competing insurers, under a system of managed competition.
Potentially large social gains would arise from improving insurance arrangements, distributing long-term-care costs more equitably across and within generations, and eliminating many of the distortions inherent in the current Medicaid program.
Mots-clés Pascal : Soin, Long terme, Chronique, Coût, Economie santé, Protection sociale, Système santé, Homme, Assurance maladie, Etats Unis, Amérique du Nord, Amérique
Mots-clés Pascal anglais : Care, Long term, Chronic, Costs, Health economy, Welfare aids, Health system, Human, Health insurance, United States, North America, America
Notice produite par :
Inist-CNRS - Institut de l'Information Scientifique et Technique
Cote : 97-0074570
Code Inist : 002B30A01B. Création : 21/05/1997.